Loan Arena is an online personal loans platform serving the U.S We set up Loan Arena in 2014 with a mission to bring personal finance into the digital age and make borrowing money a customer-friendly, hassle-free and convenient experience.Loan Arena is registered with the U.S Financial Conduct Authority and relevant fraud prevention and data protection services.

Our platform provides a fast, secure, personalised service. Requesting a quote takes minutes - no long, cumbersome forms to be filled out here! We carry out soft credit searches only, so requesting a quote from us does not affect your credit rating. If your loan request is approved we transfer your funds immediately and the money should be with you within 2 hours. You can pay your loan off early at any time at no charge (meaning you’d pay less interest back overall!). We make every effort to offer all our customers fair treatment and good service.

We are a direct lender.

This is pretty much immediate but can take up to two hours (sometimes a little longer during evenings, weekends and bank holidays). We’ll send you an email with the details once the loan is on its way to you.

We offer loans between $1,000-500,000 with terms ranging from 1-6 years (although you can pay your loan off early at anytime - we don’t charge you for this).

When you take out a loan with Loan Arena, a $200 refundable loan fee is added to the loan amount. You have to pay this fee upfront, which are set out in the Terms of the Loan Agreement. The loan fee and interest due on this fee is taken into account in calculating the Annual Percentage Rate (APR).

Your first repayment will be taken exactly one month from the day the loan is disbursed to you. For example, if your loan is disbursed on the 5th of the month, your first payment will be taken on the 5th of the following month. You can select a different date if you’d like - you have the option to do this when you enter your bank details.

After taking out a Loan, you have up to 14 days to change your mind and cancel the loan (only paying back the amount we sent you, with no interest or fees attached). If you would like to do so please get in touch at Support@loanarena.org

When you take out a loan with Loan Arena, a loan fee is added to the loan amount which is a charge for using our service. The loan fee is based on your individual circumstances.

We specialize in helping those who have been rejected by mainstream lenders. Even if you have bad credit, we may be able to help.